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2026 Mortgage Loan Limits for Copper River Census Area, Alaska

Copper River Census Area Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

Copper River Census Area Loan Limits: Complete Historical Table

Browse the full historical data for Copper River Census Area mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$1,249,125$541,287$1,249,125$649,525
2025$1,209,750$524,225$1,209,750-
2024$1,149,825$498,257$1,149,825-
2023$1,089,300$472,030$1,089,300-
2022$$--
2021$$--
2020$$--
2019$$--
2018$$--
2017$$--
2016$$--
2015$$--
2014$$--
2013$$--
2012$$--
2011$$--
2010$$--
2009$$271,050--
2008$$200,160--

Note: These are the Copper River Census Area loan limits for 2026. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in Copper River Census Area, Alaska

The following cities and communities are covered by Copper River Census Area loan limits. Whether you're looking for mortgage loan limits in Chisana, Chistochina, Chitina or any other Copper River Census Area city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.

Chisana
Chistochina
Chitina
Copper Center
Gakona
Glennallen
Gulkana
Kenny Lake
McCarthy
Mendeltna
Mentasta Lake
Nabesna
Nelchina
Paxson
Silver Springs
Slana
Tazlina
Tolsona
Tonsina
Willow Creek

Copper River Census Area, Alaska Mortgage Market Analysis (2018-2024)

Explore borrowing and mortgage trends in Copper River Census Area, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

Loan Count by Loan Type (Copper River Census Area, Alaska)

Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Copper River Census Area from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional82000.00%
FHA14000.00%
VA21000.00%
USDA4000.00%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, February 1, 2026.

Market Share by Loan Type (Copper River Census Area, Alaska)

Market share percentage by loan type (Conventional, FHA, VA, USDA) in Copper River Census Area from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional67.77%0.00%0.00%0.00%
FHA11.57%0.00%0.00%0.00%
VA17.36%0.00%0.00%0.00%
USDA3.31%0.00%0.00%0.00%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, February 1, 2026.

Average Loan-to-Value by Loan Type (Copper River Census Area, Alaska)

Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Copper River Census Area from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional77.50%0.00%0.00%0.00%
FHA99.80%0.00%0.00%0.00%
VA100.00%0.00%0.00%0.00%
USDA100.00%0.00%0.00%0.00%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, February 1, 2026.


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved February 1, 2026.

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