2026 Mortgage Loan Limits for De Soto Parish, Louisiana
De Soto Parish Loan Limits History
See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.
De Soto Parish Loan Limits: Complete Historical Table
Browse the full historical data for De Soto Parish mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.
| Year | Conventional | FHA | VA | USDA |
|---|---|---|---|---|
| 2026 | $832,750 | $541,287 | $832,750 | $433,020 |
| 2025 | $806,500 | $524,225 | $806,500 | - |
| 2024 | $766,550 | $498,257 | $766,550 | - |
| 2023 | $726,200 | $472,030 | $726,200 | - |
| 2022 | $647,200 | $420,680 | $647,200 | - |
| 2021 | $548,250 | $356,362 | $548,250 | - |
| 2020 | $510,400 | $331,760 | $510,400 | - |
| 2019 | $484,350 | $314,827 | $484,350 | - |
| 2018 | $453,100 | $294,515 | $453,100 | - |
| 2017 | $424,100 | $275,665 | $424,100 | - |
| 2016 | $417,000 | $271,050 | $417,000 | - |
| 2015 | $417,000 | $271,050 | $417,000 | - |
| 2014 | $417,000 | $271,050 | $417,000 | - |
| 2013 | $417,000 | $271,050 | $417,000 | - |
| 2012 | $417,000 | $271,050 | $417,000 | - |
| 2011 | $417,000 | $271,050 | $417,000 | - |
| 2010 | $417,000 | $271,050 | $417,000 | - |
| 2009 | $417,000 | $271,050 | $417,000 | - |
| 2008 | $417,000 | $200,160 | $417,000 | - |
Cities in De Soto Parish, Louisiana
The following cities and communities are covered by De Soto Parish loan limits. Whether you're looking for mortgage loan limits in Frierson, Gloster, Grand Cane or any other De Soto Parish city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.
De Soto Parish, Louisiana Mortgage Market Analysis (2018-2024)
Explore borrowing and mortgage trends in De Soto Parish, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.
Loan Count by Loan Type (De Soto Parish, Louisiana)
Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in De Soto Parish from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 328 | 235 | 228 | ▼-2.98% |
| FHA | 107 | 74 | 74 | ▲0.00% |
| VA | 38 | 40 | 37 | ▼-7.50% |
| USDA | 26 | 11 | 17 | ▲54.55% |
Market Share by Loan Type (De Soto Parish, Louisiana)
Market share percentage by loan type (Conventional, FHA, VA, USDA) in De Soto Parish from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 65.73% | 65.28% | 64.04% | ▼-1.24% |
| FHA | 21.44% | 20.56% | 20.79% | ▲0.23% |
| VA | 7.62% | 11.11% | 10.39% | ▼-0.72% |
| USDA | 5.21% | 3.06% | 4.78% | ▲1.72% |
Average Loan-to-Value by Loan Type (De Soto Parish, Louisiana)
Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in De Soto Parish from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 100.00% | 100.00% | 100.00% | ▲0.00% |
| FHA | 100.00% | 100.00% | 97.20% | ▼-2.80% |
| VA | 100.00% | 100.00% | 100.00% | ▲0.00% |
| USDA | 100.00% | 99.40% | 100.00% | ▲0.60% |
