2026 Mortgage Loan Limits for Haines Borough, Alaska
Haines Borough Loan Limits History
See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.
Haines Borough Loan Limits: Complete Historical Table
Browse the full historical data for Haines Borough mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.
| Year | Conventional | FHA | VA | USDA |
|---|---|---|---|---|
| 2026 | $1,249,125 | $541,287 | $1,249,125 | $649,525 |
| 2025 | $1,209,750 | $524,225 | $1,209,750 | - |
| 2024 | $1,149,825 | $498,257 | $1,149,825 | - |
| 2023 | $1,089,300 | $472,030 | $1,089,300 | - |
| 2022 | $970,800 | $420,680 | $970,800 | - |
| 2021 | $822,375 | $356,362 | $822,375 | - |
| 2020 | $765,600 | $331,760 | $765,600 | - |
| 2019 | $726,525 | $314,827 | $726,525 | - |
| 2018 | $679,650 | $294,515 | $679,650 | - |
| 2017 | $636,150 | $284,050 | $636,150 | - |
| 2016 | $625,500 | $284,050 | $625,500 | - |
| 2015 | $625,500 | $284,050 | $625,500 | - |
| 2014 | $625,500 | $284,050 | $625,500 | - |
| 2013 | $625,500 | $284,050 | $625,500 | - |
| 2012 | $625,500 | $271,050 | $625,500 | - |
| 2011 | $625,500 | $271,050 | $625,500 | - |
| 2010 | $625,500 | $271,050 | $625,500 | - |
| 2009 | $625,500 | $271,050 | $625,500 | - |
| 2008 | $417,000 | $200,160 | $417,000 | - |
Cities in Haines Borough, Alaska
The following cities and communities are covered by Haines Borough loan limits. Whether you're looking for mortgage loan limits in Covenant Life, Excursion Inlet, Haines or any other Haines Borough city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.
Haines Borough, Alaska Mortgage Market Analysis (2018-2024)
Explore borrowing and mortgage trends in Haines Borough, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.
Loan Count by Loan Type (Haines Borough, Alaska)
Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Haines Borough from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 17 | 14 | 15 | ▲7.14% |
| FHA | 4 | 1 | 2 | ▲100.00% |
| VA | 3 | 2 | 2 | ▲0.00% |
| USDA | 3 | 1 | 1 | ▲0.00% |
Market Share by Loan Type (Haines Borough, Alaska)
Market share percentage by loan type (Conventional, FHA, VA, USDA) in Haines Borough from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 62.96% | 77.78% | 75.00% | ▼-2.78% |
| FHA | 14.81% | 5.56% | 10.00% | ▲4.44% |
| VA | 11.11% | 11.11% | 10.00% | ▼-1.11% |
| USDA | 11.11% | 5.56% | 5.00% | ▼-0.56% |
Average Loan-to-Value by Loan Type (Haines Borough, Alaska)
Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Haines Borough from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 72.30% | 71.90% | 63.00% | ▼-8.90% |
| FHA | 87.00% | 91.00% | 93.80% | ▲2.80% |
| VA | 100.00% | 89.30% | 84.60% | ▼-4.70% |
| USDA | 100.00% | 100.00% | 100.00% | ▲0.00% |
