2026 Mortgage Loan Limits for Kenai Peninsula Borough, Alaska
Kenai Peninsula Borough Loan Limits History
See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.
Kenai Peninsula Borough Loan Limits: Complete Historical Table
Browse the full historical data for Kenai Peninsula Borough mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.
| Year | Conventional | FHA | VA | USDA |
|---|---|---|---|---|
| 2026 | $1,249,125 | $541,287 | $1,249,125 | $649,525 |
| 2025 | $1,209,750 | $524,225 | $1,209,750 | - |
| 2024 | $1,149,825 | $498,257 | $1,149,825 | - |
| 2023 | $1,089,300 | $472,030 | $1,089,300 | - |
| 2022 | $970,800 | $420,680 | $970,800 | - |
| 2021 | $822,375 | $356,362 | $822,375 | - |
| 2020 | $765,600 | $331,760 | $765,600 | - |
| 2019 | $726,525 | $314,827 | $726,525 | - |
| 2018 | $679,650 | $294,515 | $679,650 | - |
| 2017 | $636,150 | $275,665 | $636,150 | - |
| 2016 | $625,500 | $271,050 | $625,500 | - |
| 2015 | $625,500 | $271,050 | $625,500 | - |
| 2014 | $625,500 | $271,050 | $625,500 | - |
| 2013 | $625,500 | $271,050 | $625,500 | - |
| 2012 | $625,500 | $271,050 | $625,500 | - |
| 2011 | $625,500 | $271,050 | $625,500 | - |
| 2010 | $625,500 | $271,050 | $625,500 | - |
| 2009 | $625,500 | $271,050 | $625,500 | - |
| 2008 | $417,000 | $200,160 | $417,000 | - |
Cities in Kenai Peninsula Borough, Alaska
The following cities and communities are covered by Kenai Peninsula Borough loan limits. Whether you're looking for mortgage loan limits in Anchor Point, Bear Creek, Beluga or any other Kenai Peninsula Borough city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.
Kenai Peninsula Borough, Alaska Mortgage Market Analysis (2018-2024)
Explore borrowing and mortgage trends in Kenai Peninsula Borough, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.
Loan Count by Loan Type (Kenai Peninsula Borough, Alaska)
Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Kenai Peninsula Borough from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 823 | 486 | 529 | ▲8.85% |
| FHA | 111 | 82 | 115 | ▲40.24% |
| VA | 211 | 77 | 119 | ▲54.55% |
| USDA | 46 | 9 | 12 | ▲33.33% |
Market Share by Loan Type (Kenai Peninsula Borough, Alaska)
Market share percentage by loan type (Conventional, FHA, VA, USDA) in Kenai Peninsula Borough from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 69.10% | 74.31% | 68.26% | ▼-6.05% |
| FHA | 9.32% | 12.54% | 14.84% | ▲2.30% |
| VA | 17.72% | 11.77% | 15.35% | ▲3.58% |
| USDA | 3.86% | 1.38% | 1.55% | ▲0.17% |
Average Loan-to-Value by Loan Type (Kenai Peninsula Borough, Alaska)
Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Kenai Peninsula Borough from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 74.60% | 72.40% | 70.80% | ▼-1.60% |
| FHA | 99.10% | 91.20% | 92.30% | ▲1.10% |
| VA | 100.00% | 96.40% | 100.00% | ▲3.60% |
| USDA | 98.90% | 99.60% | 100.00% | ▲0.40% |
