2026 Mortgage Loan Limits for Ketchikan Gateway Borough, Alaska
Ketchikan Gateway Borough Loan Limits History
See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.
Ketchikan Gateway Borough Loan Limits: Complete Historical Table
Browse the full historical data for Ketchikan Gateway Borough mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.
| Year | Conventional | FHA | VA | USDA |
|---|---|---|---|---|
| 2026 | $1,249,125 | $541,287 | $1,249,125 | $649,525 |
| 2025 | $1,209,750 | $524,225 | $1,209,750 | - |
| 2024 | $1,149,825 | $498,257 | $1,149,825 | - |
| 2023 | $1,089,300 | $485,300 | $1,089,300 | - |
| 2022 | $970,800 | $420,680 | $970,800 | - |
| 2021 | $822,375 | $407,100 | $822,375 | - |
| 2020 | $765,600 | $369,150 | $765,600 | - |
| 2019 | $726,525 | $369,150 | $726,525 | - |
| 2018 | $679,650 | $338,100 | $679,650 | - |
| 2017 | $636,150 | $325,450 | $636,150 | - |
| 2016 | $625,500 | $322,000 | $625,500 | - |
| 2015 | $625,500 | $322,000 | $625,500 | - |
| 2014 | $625,500 | $322,000 | $625,500 | - |
| 2013 | $625,500 | $322,000 | $625,500 | - |
| 2012 | $625,500 | $322,000 | $625,500 | - |
| 2011 | $625,500 | $322,000 | $625,500 | - |
| 2010 | $625,500 | $322,000 | $625,500 | - |
| 2009 | $625,500 | $271,050 | $625,500 | - |
| 2008 | $417,000 | $200,160 | $417,000 | - |
Cities in Ketchikan Gateway Borough, Alaska
The following cities and communities are covered by Ketchikan Gateway Borough loan limits. Whether you're looking for mortgage loan limits in Ketchikan, Loring, Saxman or any other Ketchikan Gateway Borough city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.
Ketchikan Gateway Borough, Alaska Mortgage Market Analysis (2018-2024)
Explore borrowing and mortgage trends in Ketchikan Gateway Borough, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.
Loan Count by Loan Type (Ketchikan Gateway Borough, Alaska)
Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Ketchikan Gateway Borough from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 91 | 37 | 50 | ▲35.14% |
| FHA | 29 | 6 | 15 | ▲150.00% |
| VA | 40 | 23 | 24 | ▲4.35% |
| USDA | 16 | 2 | 0 | ▼-100.00% |
Market Share by Loan Type (Ketchikan Gateway Borough, Alaska)
Market share percentage by loan type (Conventional, FHA, VA, USDA) in Ketchikan Gateway Borough from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 51.70% | 54.41% | 56.18% | ▲1.77% |
| FHA | 16.48% | 8.82% | 16.85% | ▲8.03% |
| VA | 22.73% | 33.82% | 26.97% | ▼-6.85% |
| USDA | 9.09% | 2.94% | 0.00% | ▼-2.94% |
Average Loan-to-Value by Loan Type (Ketchikan Gateway Borough, Alaska)
Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Ketchikan Gateway Borough from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 69.40% | 68.10% | 74.70% | ▲6.60% |
| FHA | 90.40% | 94.40% | 91.70% | ▼-2.70% |
| VA | 100.00% | 96.60% | 100.00% | ▲3.40% |
| USDA | 98.00% | 100.00% | 0.00% | ▼-100.00% |
