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2026 Mortgage Loan Limits for La Salle Parish, Louisiana

La Salle Parish Loan Limits History

See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.

Sources: Federal Housing Finance Agency (FHFA), HUD

La Salle Parish Loan Limits: Complete Historical Table

Browse the full historical data for La Salle Parish mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.

YearConventionalFHAVAUSDA
2026$832,750$541,287$832,750$433,020
2025$806,500$524,225$806,500-
2024$766,550$498,257$766,550-
2023$726,200$472,030$726,200-
2022$647,200$420,680$647,200-
2021$548,250$356,362$548,250-
2020$510,400$331,760$510,400-
2019$484,350$314,827$484,350-
2018$453,100$294,515$453,100-
2017$424,100$275,665$424,100-
2016$417,000$271,050$417,000-
2015$417,000$271,050$417,000-
2014$417,000$271,050$417,000-
2013$417,000$271,050$417,000-
2012$417,000$271,050$417,000-
2011$417,000$271,050$417,000-
2010$417,000$271,050$417,000-
2009$417,000$271,050$417,000-
2008$417,000$200,160$417,000-

Note: These are the La Salle Parish loan limits for 2026. High-cost areas may have elevated limits up to 150% of these amounts. USDA loans are only available for single-family homes in eligible rural areas.

Sources: FHFA, FHA, VA, USDA


Cities in La Salle Parish, Louisiana

The following cities and communities are covered by La Salle Parish loan limits. Whether you're looking for mortgage loan limits in or any other La Salle Parish city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.


La Salle Parish, Louisiana Mortgage Market Analysis (2018-2024)

Explore borrowing and mortgage trends in La Salle Parish, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.

Loan Count by Loan Type (La Salle Parish, Louisiana)

Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in La Salle Parish from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional244225179-20.44%
FHA40253540.00%
VA1081362.50%
USDA1111129.09%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, February 1, 2026.

Market Share by Loan Type (La Salle Parish, Louisiana)

Market share percentage by loan type (Conventional, FHA, VA, USDA) in La Salle Parish from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional80.00%83.64%74.90%-8.74%
FHA13.11%9.29%14.64%5.35%
VA3.28%2.97%5.44%2.47%
USDA3.61%4.09%5.02%0.93%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, February 1, 2026.

Average Loan-to-Value by Loan Type (La Salle Parish, Louisiana)

Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in La Salle Parish from 2019-2024, showing the 1-year change from 2023 to 2024.

Loan Type2019202320241-Year Change
Conventional100.00%100.00%100.00%0.00%
FHA100.00%93.00%90.20%-2.80%
VA96.10%92.00%96.10%4.10%
USDA96.00%95.20%97.40%2.20%
Source: U.S. Consumer Financial Protection Bureau, Home Mortgage Disclosure Act (HMDA) data, retrieved from CFPB; https://www.consumerfinance.gov/data-research/hmda/, February 1, 2026.


Data Sources: Official 2026 loan limit data from FHFA, HUD, VA, and USDA. Retrieved February 1, 2026.

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