2026 Mortgage Loan Limits for Orleans Parish, Louisiana
Orleans Parish Loan Limits History
See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.
Orleans Parish Loan Limits: Complete Historical Table
Browse the full historical data for Orleans Parish mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.
| Year | Conventional | FHA | VA | USDA |
|---|---|---|---|---|
| 2026 | $832,750 | $541,287 | $832,750 | $433,020 |
| 2025 | $806,500 | $524,225 | $806,500 | - |
| 2024 | $766,550 | $498,257 | $766,550 | - |
| 2023 | $726,200 | $472,030 | $726,200 | - |
| 2022 | $647,200 | $420,680 | $647,200 | - |
| 2021 | $548,250 | $356,362 | $548,250 | - |
| 2020 | $510,400 | $331,760 | $510,400 | - |
| 2019 | $484,350 | $314,827 | $484,350 | - |
| 2018 | $453,100 | $294,515 | $453,100 | - |
| 2017 | $424,100 | $275,665 | $424,100 | - |
| 2016 | $417,000 | $271,050 | $417,000 | - |
| 2015 | $417,000 | $271,050 | $417,000 | - |
| 2014 | $417,000 | $271,050 | $417,000 | - |
| 2013 | $417,000 | $287,500 | $417,000 | - |
| 2012 | $417,000 | $287,500 | $417,000 | - |
| 2011 | $417,000 | $287,500 | $417,000 | - |
| 2010 | $417,000 | $287,500 | $417,000 | - |
| 2009 | $417,000 | $271,050 | $417,000 | - |
| 2008 | $417,000 | $200,160 | $417,000 | - |
Cities in Orleans Parish, Louisiana
The following cities and communities are covered by Orleans Parish loan limits. Whether you're looking for mortgage loan limits in New Orleans or any other Orleans Parish city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.
Orleans Parish, Louisiana Mortgage Market Analysis (2018-2024)
Explore borrowing and mortgage trends in Orleans Parish, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.
Loan Count by Loan Type (Orleans Parish, Louisiana)
Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Orleans Parish from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 4,883 | 2,262 | 2,025 | ▼-10.48% |
| FHA | 903 | 637 | 616 | ▼-3.30% |
| VA | 429 | 195 | 252 | ▲29.23% |
| USDA | 0 | 2 | 0 | ▼-100.00% |
Market Share by Loan Type (Orleans Parish, Louisiana)
Market share percentage by loan type (Conventional, FHA, VA, USDA) in Orleans Parish from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 78.57% | 73.06% | 70.00% | ▼-3.06% |
| FHA | 14.53% | 20.57% | 21.29% | ▲0.72% |
| VA | 6.90% | 6.30% | 8.71% | ▲2.41% |
| USDA | 0.00% | 0.06% | 0.00% | ▼-0.06% |
Average Loan-to-Value by Loan Type (Orleans Parish, Louisiana)
Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Orleans Parish from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 81.90% | 82.60% | 81.90% | ▼-0.70% |
| FHA | 97.70% | 90.70% | 95.80% | ▲5.10% |
| VA | 100.00% | 93.00% | 100.00% | ▲7.00% |
| USDA | 0.00% | 97.70% | 0.00% | ▼-97.70% |
