2026 Mortgage Loan Limits for Petersburg City, Virginia
Petersburg City Loan Limits History
See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.
Petersburg City Loan Limits: Complete Historical Table
Browse the full historical data for Petersburg City mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.
| Year | Conventional | FHA | VA | USDA |
|---|---|---|---|---|
| 2026 | $832,750 | $707,250 | $832,750 | $433,020 |
| 2025 | $806,500 | $673,900 | $806,500 | - |
| 2024 | $766,550 | $631,350 | $766,550 | - |
| 2023 | $726,200 | $546,250 | $726,200 | - |
| 2022 | $647,200 | $535,900 | $647,200 | - |
| 2021 | $548,250 | $535,900 | $548,250 | - |
| 2020 | $535,900 | $535,900 | $535,900 | - |
| 2019 | $535,900 | $535,900 | $535,900 | - |
| 2018 | $535,900 | $535,900 | $535,900 | - |
| 2017 | $535,900 | $535,900 | $535,900 | - |
| 2016 | $535,900 | $535,900 | $535,900 | - |
| 2015 | $535,900 | $535,900 | $535,900 | - |
| 2014 | $535,900 | $535,900 | $535,900 | - |
| 2013 | $535,900 | $535,900 | $535,900 | - |
| 2012 | $535,900 | $535,900 | $535,900 | - |
| 2011 | $535,900 | $535,900 | $535,900 | - |
| 2010 | $535,900 | $535,900 | $535,900 | - |
| 2009 | $535,900 | $271,050 | $535,900 | - |
| 2008 | $417,000 | $200,160 | $417,000 | - |
Cities in Petersburg City, Virginia
The following cities and communities are covered by Petersburg City loan limits. Whether you're looking for mortgage loan limits in Petersburg or any other Petersburg City city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.
Petersburg City, Virginia Mortgage Market Analysis (2018-2024)
Explore borrowing and mortgage trends in Petersburg City, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.
Loan Count by Loan Type (Petersburg City, Virginia)
Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Petersburg City from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 154 | 206 | 188 | ▼-8.74% |
| FHA | 110 | 209 | 163 | ▼-22.01% |
| VA | 77 | 91 | 114 | ▲25.27% |
| USDA | 0 | 0 | 0 | ▲0.00% |
Market Share by Loan Type (Petersburg City, Virginia)
Market share percentage by loan type (Conventional, FHA, VA, USDA) in Petersburg City from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 45.16% | 40.71% | 40.43% | ▼-0.28% |
| FHA | 32.26% | 41.30% | 35.05% | ▼-6.25% |
| VA | 22.58% | 17.98% | 24.52% | ▲6.54% |
| USDA | 0.00% | 0.00% | 0.00% | ▲0.00% |
Average Loan-to-Value by Loan Type (Petersburg City, Virginia)
Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Petersburg City from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 91.50% | 86.80% | 83.60% | ▼-3.20% |
| FHA | 97.00% | 93.30% | 94.20% | ▲0.90% |
| VA | 100.00% | 96.50% | 100.00% | ▲3.50% |
| USDA | 0.00% | 0.00% | 0.00% | ▲0.00% |
