2026 Mortgage Loan Limits for Southeast Fairbanks Census Area, Alaska
Southeast Fairbanks Census Area Loan Limits History
See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.
Southeast Fairbanks Census Area Loan Limits: Complete Historical Table
Browse the full historical data for Southeast Fairbanks Census Area mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.
| Year | Conventional | FHA | VA | USDA |
|---|---|---|---|---|
| 2026 | $1,249,125 | $541,287 | $1,249,125 | $649,525 |
| 2025 | $1,209,750 | $524,225 | $1,209,750 | - |
| 2024 | $1,149,825 | $498,257 | $1,149,825 | - |
| 2023 | $1,089,300 | $472,030 | $1,089,300 | - |
| 2022 | $970,800 | $420,680 | $970,800 | - |
| 2021 | $822,375 | $356,362 | $822,375 | - |
| 2020 | $765,600 | $331,760 | $765,600 | - |
| 2019 | $726,525 | $314,827 | $726,525 | - |
| 2018 | $679,650 | $294,515 | $679,650 | - |
| 2017 | $636,150 | $275,665 | $636,150 | - |
| 2016 | $625,500 | $271,050 | $625,500 | - |
| 2015 | $625,500 | $271,050 | $625,500 | - |
| 2014 | $625,500 | $271,050 | $625,500 | - |
| 2013 | $625,500 | $271,050 | $625,500 | - |
| 2012 | $625,500 | $271,050 | $625,500 | - |
| 2011 | $625,500 | $271,050 | $625,500 | - |
| 2010 | $625,500 | $271,050 | $625,500 | - |
| 2009 | $625,500 | $271,050 | $625,500 | - |
| 2008 | $417,000 | $200,160 | $417,000 | - |
Cities in Southeast Fairbanks Census Area, Alaska
The following cities and communities are covered by Southeast Fairbanks Census Area loan limits. Whether you're looking for mortgage loan limits in Alcan Border, Big Delta, Chicken or any other Southeast Fairbanks Census Area city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.
Southeast Fairbanks Census Area, Alaska Mortgage Market Analysis (2018-2024)
Explore borrowing and mortgage trends in Southeast Fairbanks Census Area, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.
Loan Count by Loan Type (Southeast Fairbanks Census Area, Alaska)
Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Southeast Fairbanks Census Area from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 42 | 35 | 30 | ▼-14.29% |
| FHA | 4 | 9 | 10 | ▲11.11% |
| VA | 63 | 38 | 34 | ▼-10.53% |
| USDA | 7 | 3 | 2 | ▼-33.33% |
Market Share by Loan Type (Southeast Fairbanks Census Area, Alaska)
Market share percentage by loan type (Conventional, FHA, VA, USDA) in Southeast Fairbanks Census Area from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 36.21% | 41.18% | 39.47% | ▼-1.71% |
| FHA | 3.45% | 10.59% | 13.16% | ▲2.57% |
| VA | 54.31% | 44.71% | 44.74% | ▲0.03% |
| USDA | 6.03% | 3.53% | 2.63% | ▼-0.90% |
Average Loan-to-Value by Loan Type (Southeast Fairbanks Census Area, Alaska)
Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Southeast Fairbanks Census Area from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 100.00% | 100.00% | 99.40% | ▼-0.60% |
| FHA | 83.80% | 92.40% | 96.00% | ▲3.60% |
| VA | 100.00% | 100.00% | 100.00% | ▲0.00% |
| USDA | 96.00% | 100.00% | 100.00% | ▲0.00% |
