2026 Mortgage Loan Limits for Staunton City, Virginia
Staunton City Loan Limits History
See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.
Staunton City Loan Limits: Complete Historical Table
Browse the full historical data for Staunton City mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.
| Year | Conventional | FHA | VA | USDA |
|---|---|---|---|---|
| 2026 | $832,750 | $541,287 | $832,750 | $433,020 |
| 2025 | $806,500 | $524,225 | $806,500 | - |
| 2024 | $766,550 | $498,257 | $766,550 | - |
| 2023 | $726,200 | $472,030 | $726,200 | - |
| 2022 | $647,200 | $420,680 | $647,200 | - |
| 2021 | $548,250 | $356,362 | $548,250 | - |
| 2020 | $510,400 | $331,760 | $510,400 | - |
| 2019 | $484,350 | $314,827 | $484,350 | - |
| 2018 | $453,100 | $294,515 | $453,100 | - |
| 2017 | $424,100 | $275,665 | $424,100 | - |
| 2016 | $417,000 | $271,050 | $417,000 | - |
| 2015 | $417,000 | $271,050 | $417,000 | - |
| 2014 | $417,000 | $271,050 | $417,000 | - |
| 2013 | $417,000 | $271,050 | $417,000 | - |
| 2012 | $417,000 | $271,050 | $417,000 | - |
| 2011 | $417,000 | $271,050 | $417,000 | - |
| 2010 | $417,000 | $271,050 | $417,000 | - |
| 2009 | $417,000 | $271,050 | $417,000 | - |
| 2008 | $417,000 | $200,160 | $417,000 | - |
Cities in Staunton City, Virginia
The following cities and communities are covered by Staunton City loan limits. Whether you're looking for mortgage loan limits in Staunton or any other Staunton City city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.
Staunton City, Virginia Mortgage Market Analysis (2018-2024)
Explore borrowing and mortgage trends in Staunton City, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.
Loan Count by Loan Type (Staunton City, Virginia)
Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Staunton City from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 392 | 269 | 310 | ▲15.24% |
| FHA | 117 | 92 | 91 | ▼-1.09% |
| VA | 73 | 37 | 60 | ▲62.16% |
| USDA | 0 | 0 | 0 | ▲0.00% |
Market Share by Loan Type (Staunton City, Virginia)
Market share percentage by loan type (Conventional, FHA, VA, USDA) in Staunton City from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 67.35% | 67.59% | 67.25% | ▼-0.34% |
| FHA | 20.10% | 23.12% | 19.74% | ▼-3.38% |
| VA | 12.54% | 9.30% | 13.02% | ▲3.72% |
| USDA | 0.00% | 0.00% | 0.00% | ▲0.00% |
Average Loan-to-Value by Loan Type (Staunton City, Virginia)
Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Staunton City from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 80.70% | 87.80% | 80.10% | ▼-7.70% |
| FHA | 96.30% | 88.80% | 94.50% | ▲5.70% |
| VA | 100.00% | 92.30% | 100.00% | ▲7.70% |
| USDA | 0.00% | 0.00% | 0.00% | ▲0.00% |
