2026 Mortgage Loan Limits for Suffolk City, Virginia
Suffolk City Loan Limits History
See how mortgage loan limits in this area have evolved over time. This historical chart shows conventional, FHA, VA, and USDA limits for 1-4 unit properties.
Suffolk City Loan Limits: Complete Historical Table
Browse the full historical data for Suffolk City mortgage loan limits from 1972 to 2026. This comprehensive table shows how loan limits have changed over 50+ years, helping you understand long-term trends in your local housing market.
| Year | Conventional | FHA | VA | USDA |
|---|---|---|---|---|
| 2026 | $832,750 | $757,850 | $832,750 | $433,020 |
| 2025 | $806,500 | $757,850 | $806,500 | - |
| 2024 | $766,550 | $690,000 | $766,550 | - |
| 2023 | $726,200 | $507,150 | $726,200 | - |
| 2022 | $647,200 | $488,750 | $647,200 | - |
| 2021 | $548,250 | $458,850 | $548,250 | - |
| 2020 | $510,400 | $458,850 | $510,400 | - |
| 2019 | $484,350 | $458,850 | $484,350 | - |
| 2018 | $458,850 | $458,850 | $458,850 | - |
| 2017 | $458,850 | $458,850 | $458,850 | - |
| 2016 | $458,850 | $458,850 | $458,850 | - |
| 2015 | $458,850 | $458,850 | $458,850 | - |
| 2014 | $458,850 | $458,850 | $458,850 | - |
| 2013 | $458,850 | $458,850 | $458,850 | - |
| 2012 | $458,850 | $458,850 | $458,850 | - |
| 2011 | $458,850 | $458,850 | $458,850 | - |
| 2010 | $458,850 | $458,850 | $458,850 | - |
| 2009 | $458,850 | $271,050 | $458,850 | - |
| 2008 | $417,000 | $200,160 | $417,000 | - |
Cities in Suffolk City, Virginia
The following cities and communities are covered by Suffolk City loan limits. Whether you're looking for mortgage loan limits in Suffolk or any other Suffolk City city, the same conventional, FHA, VA, and USDA loan limits apply throughout the county.
Suffolk City, Virginia Mortgage Market Analysis (2018-2024)
Explore borrowing and mortgage trends in Suffolk City, including conventional vs. government loan performance, average loan sizes, and market share shifts. Data sourced from HMDA regulatory filings shows how local lending patterns evolve through changing market conditions.
Loan Count by Loan Type (Suffolk City, Virginia)
Number of mortgage loans originated by loan type (Conventional, FHA, VA, USDA) in Suffolk City from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 1,007 | 598 | 679 | ▲13.55% |
| FHA | 503 | 439 | 449 | ▲2.28% |
| VA | 1,475 | 991 | 1,361 | ▲37.34% |
| USDA | 0 | 0 | 0 | ▲0.00% |
Market Share by Loan Type (Suffolk City, Virginia)
Market share percentage by loan type (Conventional, FHA, VA, USDA) in Suffolk City from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 33.74% | 29.49% | 27.28% | ▼-2.21% |
| FHA | 16.85% | 21.65% | 18.04% | ▼-3.61% |
| VA | 49.41% | 48.87% | 54.68% | ▲5.81% |
| USDA | 0.00% | 0.00% | 0.00% | ▲0.00% |
Average Loan-to-Value by Loan Type (Suffolk City, Virginia)
Average loan-to-value ratio by loan type (Conventional, FHA, VA, USDA) in Suffolk City from 2019-2024, showing the 1-year change from 2023 to 2024.
| Loan Type | 2019 | 2023 | 2024 | 1-Year Change |
|---|---|---|---|---|
| Conventional | 80.60% | 76.50% | 75.50% | ▼-1.00% |
| FHA | 99.60% | 92.80% | 95.90% | ▲3.10% |
| VA | 100.00% | 97.20% | 100.00% | ▲2.80% |
| USDA | 0.00% | 0.00% | 0.00% | ▲0.00% |
